Template-Type: ReDIF-Paper 1.0 Series: Tinbergen Institute Discussion Papers Creation-Date: 2026-06-11 Number: 26-034/IV Author-Name: Takis Antonopoulos Author-Workplace-Name: Vrije Universiteit Amsterdam Author-Name: David-Jan Jansen Author-Workplace-Name: Vrije Universiteit Amsterdam Title: Trust in flood protection: Spillovers from prior experience with non-flood hazards Abstract: There is already evidence that experiencing a natural hazard shapes how people subsequently evaluate public protection and risk management. Using three surveys among 2,272 Dutch homeowners, we indeed find that owners confronted with flood-related property damage are 18.2 percentage points (p.p.) less likely to trust flood protection. But, we also find that experience spills over across hazard domains. Damage due to rainfall is associated with a 4.2 p.p. lower trust in flood protection. We also find indications that experiencing earthquake-related damage affects trust in flood protection. This evidence for spillovers highlights the importance of broad-based, multi-hazard risk communication and governance strategies. Classification-JEL: Keywords: natural hazards, trust, prior experience, flood protection File-URL: https://papers.tinbergen.nl/26034.pdf File-Format: application/pdf File-Size: 341.046 bytes Handle: RePEc:tin:wpaper:20260034